General Contractor Insurance
Assurance Choice Company delivers the most competitive coverage from the industry’s top-rated carriers. Guaranteed.
Call or Text (773) 990-9889
to speak with a live representative
Trusted by Builders,
Developers & Trade Networks
We’ve built strong partnerships with leaders in the construction and contracting industry to deliver insurance solutions built for real operations.
Coverage Built for the Way You Work
Let’s face it, being a general contractor means juggling a lot: tight timelines, subcontractors, inspections, high-stakes builds, and the constant pressure to deliver. Whether you’re running residential remodels or managing commercial ground-ups, you need insurance that works as hard as you do.
At Assurance Choice Company, we specialize in protecting contractors who make the real work happen. Fully licensed GCs, hybrid builder-developers, and everyone in between.
We’ve got your back on and off the job site with coverage that’s built for the trades.
Same-Day Certificates Available
We Get It. You Can’t Afford to Wait.
Need to show proof of insurance now for a job bid, GC agreement, city permit, or client onboarding? No problem.
We deliver same-day COIs so you don’t lose time or deals waiting on paperwork.
- Keep your jobs moving
- Stay compliant
- Lock in new business faster
Same-Day City & Permit Bonds
Contractors working in cities, villages, and municipalities often need permit and license bonds quickly to start projects. Whether it’s for a building permit, inspection requirement, or local licensing, we make it easy.
We issue most bonds same day, backed by trusted carriers like CNA, so you can stay compliant and keep jobs moving.
- Required for City & Village Permits
- Fast Approvals Minimal Paperwork
- Backed by Top Bond Providers like CNA
Apply today and get your bond handled fast.
Key Coverages Designed for Contractors
Coverage that goes where you go, from demo day to final walkthrough.
- General Liability – Protects against injuries, property damage, and jobsite accidents, whether it’s your fault or not.
- Workers Compensation – Covers your crew if they’re hurt on the job, required if you have employees.
- Contractor’s Errors & Omissions (E&O) – Shields you from legal claims over missed specs, faulty work, or delays.
- Tools & Equipment Coverage – Covers stolen or damaged tools and equipment, wherever the job takes you.
- Commercial Auto – Covers trucks, vans, trailers, and any vehicle used for hauling gear or teams.
- Builder’s Risk – Covers property under construction, including materials, structures, and temporary setups.
- Umbrella Insurance – Extra liability protection for high-value projects or when you’re operating at scale.
- Subcontractor Liability Options – Customizable plans if you hire out plumbing, roofing, electrical, or any specialty trade.
Who We Insure
From custom homes to multi-million dollar job sites, we cover contractors at every level.
We specialize in covering the full range of general contractors and related pros, including:
- Licensed residential GCs
- Commercial general contractors
- Design-build firms
- Home renovators & remodeling contractors
- Real estate investors/flippers
- Owner-builders acting as their own GC
- Ground-up construction firms
- Tenant improvement specialists
- Project managers & site supervisors
- Framing, drywall, plumbing, roofing & electrical subcontractors
If your boots are on the ground or your name’s on the permit, you’re in the right place.
Why Contractors Nationwide Choose Us
- Instant quotes from top-rated carriers – We compare so you get the best value
- Same-day certificates – Get what you need, when you need it
- Expertise in construction risk – We know high-liability and subcontract-heavy operations
- Custom coverage plans – Built for the size and scope of your work
- Real support, no pressure – Just smart advice from people who get it.
Coverage That Means Business
No nonsense. No pressure.
Just solid coverage at the best price.
Let’s Get You Covered
Quick, simple, and built around your business.
Frequently Asked Questions
Yes. Even if you subcontract 100% of the labor, you’re still legally responsible as the general contractor. If something goes wrong, property damage, injury, faulty work, you’re the one the client (and courts) come after. General liability, subcontractor coverage, and proper COIs are essential to protect your business and reputation.
Fast, usually same day. We specialize in same-day certificates of insurance (COIs) for general contractors. Whether you need to get on a job site, pass an inspection, or sign a contract, we can turn it around quickly so you don’t lose time, or the job.
