Workers Compensation Insurance
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Workers Compensation Insurance
Protect Your Employees and Your Business with Workers Compensation Insurance from Assurance Choice Company.
When someone gets hurt on the job, it doesn’t just impact them, it can disrupt your entire operation. Workers Compensation Insurance helps cover medical bills, lost wages, and recovery time for your team, and it also protects your business from costly legal issues. In most states, it’s required by law once you have employees, and even if it weren’t, it’s one of the smartest ways to protect both your people and your business.
What Does Workers Compensation Cover?
- Medical Expenses: Covers the costs of medical treatment for work-related injuries or illnesses.
- Lost Wages: Provides partial wage replacement for employees who are unable to work due to a covered injury or illness.
- Rehabilitation Costs: Can cover the expenses of physical therapy or other rehabilitation services to help employees return to work.
- Death Benefits: Provides benefits to the dependents of an employee who dies as a result of a work-related injury or illness.
Why is Workers Compensation Important?
- Legal Compliance: In most states, it's mandatory once you hire employees, and failure to have coverage can result in significant penalties.
- Employee Well-being: It provides a safety net for your employees, ensuring they receive the care and support they need if they get hurt on the job.
- Protection for Your Business: It can help limit your liability and protect you from direct lawsuits related to workplace injuries.
- Especially Important for Physically Demanding Industries: For industries like construction, roofing, and HVAC, where the risk of injury is higher, Workers Compensation is absolutely essential.
At Assurance Choice Company, we understand the importance of having the right Workers Compensation coverage. We’ll help you navigate the requirements in your state and find a policy that fits the size and nature of your workforce, ensuring you stay compliant and your employees are protected.
Coverage That Means Business
No nonsense. No upsells. Just solid protection at the right price.
Frequently Asked Questions
Workers’ comp steps in to cover medical bills and lost wages. It also helps protect you from lawsuits. It’s coverage and legal defense in one.
In most states, yes. Even if it’s not legally required, one accident could cost more than the coverage ever will. It’s peace of mind for both you and your crew.
