Contractors Insurance Chicagoland
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Contractors Insurance
Specialized Insurance Solutions for Contractors of All Trades from Assurance Choice Company
Contractors face real risks every day. Property damage, injuries, stolen tools, and unexpected claims can hit fast. You need coverage that matches the pace and pressure of the work. At Assurance Choice Company, we help contractors across all trades get protected quickly and clearly, including the following:
- Lawn care and landscaping businesses: Covering equipment, liability on client properties, and more.
- HVAC technicians and installers: Protecting against installation errors, property damage, and job site accidents.
- Plumbing and electrical contractors: Addressing risks associated with water damage, electrical hazards, and faulty workmanship.
- Roofing, drywall, insulation, and other specialty trades: Providing coverage for specific on-site risks and potential liabilities.
- Painters, remodelers, renovators, and carpenters: Protecting against property damage during projects, bodily injury, and completed operations claims.
- Electricians and interior designers: Covering professional liability, property damage, and bodily injury.
Roofing, Drywall and Specialty Trades
Protect high-risk trades with insurance that meets the demands of the job.
From roofing and drywall to insulation and other specialty work, we provide coverage that helps you manage risks like falls, structural damage, and liability from complex projects.
HVAC Contractors and Installers
Reliable insurance for heating and cooling professionals.
We help HVAC businesses stay protected from costly claims involving property damage, equipment loss, on-site injuries, and installation issues. Whether you install air conditioners or full systems, we’ve got you covered.
Plumbing Contractors
Insurance that keeps your plumbing business running smoothly.
We offer coverage for plumbing professionals working on homes, businesses, and construction sites. Our plans cover water damage, tool protection, injuries, and claims from workmanship disputes.
Painters, Remodelers, Renovators and Carpenters
Comprehensive protection for finish and interior contractors.
From interior remodeling to custom carpentry, we protect your team against property damage, injury claims, and tool or equipment loss. Great for pros handling detailed and high-value work.
Interior Designers and Home Planning Specialists
Professional protection for design-focused businesses.
Our coverage helps designers and planners reduce exposure to client disputes, property claims, and professional liability. Ideal for those offering layout, décor, or interior planning services.
Coverage Options Designed for Real-World Job Sites:
- General Liability Insurance – Covers bodily injury, property damage, and third-party claims that arise during your projects.
- Workers Compensation – Protects your team if someone gets injured on the job. Helps with medical bills, lost wages, and compliance.
- Commercial Auto Insurance – Covers work vans, trucks, and vehicles used for hauling tools and materials.
- Tools and Equipment Coverage – Helps replace or repair stolen, damaged, or lost tools and equipment—on or off the job site.
- Installation Floater Coverage – Protects materials from the time you transport them until they’re installed and accepted.
- Completed Operations Insurance – Covers claims that come after the job is done—like workmanship issues or damage caused later.
- Contractor’s Errors & Omissions – Protection for advice, consulting, or planning errors that could lead to costly client disputes.
Whether you’re a newly established business or working on high-risk projects, we understand what’s on the line. We build contractor coverage that works as hard as you do, protecting every contract, employee, and tool behind your success. Let’s make sure you’re covered where it counts.
Let’s Get You Covered
Quick, simple, and built around your business.
Coverage That Means Business
No nonsense. No upsells. Just solid protection at the right price.
Frequently Asked Questions
If they’re working under your name, yes. Contractors insurance helps protect you from liability even if the mistake wasn’t directly yours.
One claim can wipe out years of profit. This coverage is built to keep you in business after worst case scenarios no matter your size
